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What’s on tap
by Louis Dawson
Beer Columnist
Louis Dawson | Fuquay-Varina Independent<br>
Triangle Wine has a great display of both local brews and imported beers.
Louis Dawson | Fuquay-Varina Independent
Triangle Wine has a great display of both local brews and imported beers.
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If you are reading this then it is official. I am pleased to say that the success and enthusiasm of the N.C. Beer Month articles have yielded a monthly column dedicated to everyone’s favorite carbonated adult beverage.

In this inaugural piece I would like to lay a foundation for things to come. Please feel free to write back via email or twitter with questions, concerns, comments, ect. As prominent as social media is these days, it would be foolish of me to neglect these avenues for cross communication.

As the interest in craft brewing progresses through the state, it becomes even more important for us as consumers to be educated (as it does with any purchase). Let’s be honest with ourselves here a minute. We don’t typically go to the grocery store and toss random items off the shelf into our cart. We choose these items because we like them. We have had them before, and we have a certain comfort level with these products. If we all had the same tastes everyone’s grocery cart would be filled with the same items. Fortunately, this isn’t the case.

This same thought process can be applied to your local beer isle or beer store. I bring up this topic because I run into this situation almost weekly as I am leading brewery tours. Most consumers don’t stray from what they have been drinking for the last few years. Brand loyalty is one thing, but simply not knowing the options is a sad fact of the industry at the moment.

One of my favorite questions to ask as I am mingling amongst the crowd in-between tours is “What type of beer do you typically drink?” At least half of the responses I get center around the big three breweries that have been around for more than 150 years. While this isn’t a bad answer, it does show us there is plenty of room to educate the general public about craft beer.

Thankfully in today’s market we are fortunate enough to have dispensaries that focus on beer and wine. Local grocery stores are catching on to the craft brew bandwagon, and most allow you to build your own six packs from their collections.

Triangle Wine and Total Wine companies both have amazing selections. The Beer Dispensary in Apex is another local source of hard to find brews. All of these sites have employees that are familiar with what is on their shelves. Some even have beers on tap for you to sample. If you are unsure of exactly what you may be looking for, help is just a question away.

My hope is that this column can be used to spur conversation about current and upcoming breweries, principles in brewing/home-brewing, styles/tastings, beer/brewery dinners and collaborations. I am grateful for the opportunity to expand both my knowledge, and the readers’, with all that N.C. craft beer has to offer.

Cheers!

Louis Dawson is a volunteer at Aviator Brewing Company and has been home brewing for almost seven years. He has a B.S. from N.C. State in Animal Science and has been doing pre-clinical cancer research for more than 11 years as a Senior Research Specialist in R.T.P. Contact Louis by email at lkdawson@yahoo.com or find him on Twitter @BrewLou.

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Apex Walgreens raised $3656 for heart disease making them the #8 fundraising store in the nation. The American Heart Association's Erica Lind presents manager Herby Russ and Mayor Keith Weatherly with a plaque recognizing their efforts.
Apex Walgreens raised $3656 for heart disease making them the #8 fundraising store in the nation. The American Heart Association's Erica Lind presents manager Herby Russ and Mayor Keith Weatherly with a plaque recognizing their efforts.
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Apex Walgreens raised $3656 for heart disease making them the #8 fundraising store in the nation. The American Heart Association's Erica Lind presents manager Herby Russ and Mayor Keith Weatherly with a plaque recognizing their efforts.
Apex Walgreens raised $3656 for heart disease making them the #8 fundraising store in the nation. The American Heart Association's Erica Lind presents manager Herby Russ and Mayor Keith Weatherly with a plaque recognizing their efforts.
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download June 20, 2013
How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 1382 views | 0 0 comments | 6 6 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
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Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
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Merrill appointed Wake schools’ superintendent
Jun 19, 2013 | 793 views | 0 0 comments | 9 9 recommendations | email to a friend | print
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow

The Wake County Board of Education voted June 18 to appoint Dr. Jim Merrill as superintendent of the Wake County Public School System, effective Aug. 1.

Merrill, a former Wake County Associate Superintendent of Finance and Assistant Superintendent of Human Resources began his career in 1973 as an English teacher, spending a total of 16 years in Wake County. Merrill is currently Superintendent of the Virginia Beach City Public Schools, the third largest school division in Virginia.

“I am both excited and honored to be chosen as the next superintendent of the Wake County Public School System. This system has a legacy of high student achievement, a community that supports its schools, and is viewed as a leader in the state and the nation,” Merrill said. “We shall continue to herald our student successes and push each child to his or her next level of accomplishment.”

Board Chairman Keith Sutton said, “Dr. Merrill outlined an impressive program of growth for Wake County schools, and brings with him the skill set and institutional knowledge to lead the state’s largest public school district into a new era.”

Prior to his service in Virginia Beach, Dr. Merrill served six years as superintendent of the Alamance-Burlington School System.

Dr. Merrill has earned numerous accolades and awards, including the 2005 North Carolina Superintendent of the Year award and the 2013 Virginia Superintendent of the Year honor. He has also been elected to the Executive Committee of the Governing Board of the American Association of School Administrators. The UNC-Greensboro School of Education awarded him the Outstanding Achievement Award and the UNC-Chapel Hill School of Education honored him with its Distinguished Leadership Award.

Dr. Merrill was a Morehead Scholar at UNC-Chapel Hill, earning a bachelor’s degree in secondary English. He earned his master’s degree in education administration from Appalachian State University and his doctorate from UNC-Greensboro.

Dr. Merrill will become the ninth superintendent of the Wake County Public School System since the merger of the city and county school systems in 1976.

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Contributed<br>
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
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Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
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How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 1382 views | 0 0 comments | 6 6 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow
Merrill appointed Wake schools’ superintendent
Jun 19, 2013 | 793 views | 0 0 comments | 9 9 recommendations | email to a friend | print
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow

The Wake County Board of Education voted June 18 to appoint Dr. Jim Merrill as superintendent of the Wake County Public School System, effective Aug. 1.

Merrill, a former Wake County Associate Superintendent of Finance and Assistant Superintendent of Human Resources began his career in 1973 as an English teacher, spending a total of 16 years in Wake County. Merrill is currently Superintendent of the Virginia Beach City Public Schools, the third largest school division in Virginia.

“I am both excited and honored to be chosen as the next superintendent of the Wake County Public School System. This system has a legacy of high student achievement, a community that supports its schools, and is viewed as a leader in the state and the nation,” Merrill said. “We shall continue to herald our student successes and push each child to his or her next level of accomplishment.”

Board Chairman Keith Sutton said, “Dr. Merrill outlined an impressive program of growth for Wake County schools, and brings with him the skill set and institutional knowledge to lead the state’s largest public school district into a new era.”

Prior to his service in Virginia Beach, Dr. Merrill served six years as superintendent of the Alamance-Burlington School System.

Dr. Merrill has earned numerous accolades and awards, including the 2005 North Carolina Superintendent of the Year award and the 2013 Virginia Superintendent of the Year honor. He has also been elected to the Executive Committee of the Governing Board of the American Association of School Administrators. The UNC-Greensboro School of Education awarded him the Outstanding Achievement Award and the UNC-Chapel Hill School of Education honored him with its Distinguished Leadership Award.

Dr. Merrill was a Morehead Scholar at UNC-Chapel Hill, earning a bachelor’s degree in secondary English. He earned his master’s degree in education administration from Appalachian State University and his doctorate from UNC-Greensboro.

Dr. Merrill will become the ninth superintendent of the Wake County Public School System since the merger of the city and county school systems in 1976.

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Contributed<br>
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
Contributed
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
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download June 20, 2013
How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 1382 views | 0 0 comments | 6 6 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow
Merrill appointed Wake schools’ superintendent
Jun 19, 2013 | 793 views | 0 0 comments | 9 9 recommendations | email to a friend | print
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow

The Wake County Board of Education voted June 18 to appoint Dr. Jim Merrill as superintendent of the Wake County Public School System, effective Aug. 1.

Merrill, a former Wake County Associate Superintendent of Finance and Assistant Superintendent of Human Resources began his career in 1973 as an English teacher, spending a total of 16 years in Wake County. Merrill is currently Superintendent of the Virginia Beach City Public Schools, the third largest school division in Virginia.

“I am both excited and honored to be chosen as the next superintendent of the Wake County Public School System. This system has a legacy of high student achievement, a community that supports its schools, and is viewed as a leader in the state and the nation,” Merrill said. “We shall continue to herald our student successes and push each child to his or her next level of accomplishment.”

Board Chairman Keith Sutton said, “Dr. Merrill outlined an impressive program of growth for Wake County schools, and brings with him the skill set and institutional knowledge to lead the state’s largest public school district into a new era.”

Prior to his service in Virginia Beach, Dr. Merrill served six years as superintendent of the Alamance-Burlington School System.

Dr. Merrill has earned numerous accolades and awards, including the 2005 North Carolina Superintendent of the Year award and the 2013 Virginia Superintendent of the Year honor. He has also been elected to the Executive Committee of the Governing Board of the American Association of School Administrators. The UNC-Greensboro School of Education awarded him the Outstanding Achievement Award and the UNC-Chapel Hill School of Education honored him with its Distinguished Leadership Award.

Dr. Merrill was a Morehead Scholar at UNC-Chapel Hill, earning a bachelor’s degree in secondary English. He earned his master’s degree in education administration from Appalachian State University and his doctorate from UNC-Greensboro.

Dr. Merrill will become the ninth superintendent of the Wake County Public School System since the merger of the city and county school systems in 1976.

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Contributed<br>
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
Contributed
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
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download June 20, 2013
How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 1382 views | 0 0 comments | 6 6 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow
Merrill appointed Wake schools’ superintendent
Jun 19, 2013 | 793 views | 0 0 comments | 9 9 recommendations | email to a friend | print
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow

The Wake County Board of Education voted June 18 to appoint Dr. Jim Merrill as superintendent of the Wake County Public School System, effective Aug. 1.

Merrill, a former Wake County Associate Superintendent of Finance and Assistant Superintendent of Human Resources began his career in 1973 as an English teacher, spending a total of 16 years in Wake County. Merrill is currently Superintendent of the Virginia Beach City Public Schools, the third largest school division in Virginia.

“I am both excited and honored to be chosen as the next superintendent of the Wake County Public School System. This system has a legacy of high student achievement, a community that supports its schools, and is viewed as a leader in the state and the nation,” Merrill said. “We shall continue to herald our student successes and push each child to his or her next level of accomplishment.”

Board Chairman Keith Sutton said, “Dr. Merrill outlined an impressive program of growth for Wake County schools, and brings with him the skill set and institutional knowledge to lead the state’s largest public school district into a new era.”

Prior to his service in Virginia Beach, Dr. Merrill served six years as superintendent of the Alamance-Burlington School System.

Dr. Merrill has earned numerous accolades and awards, including the 2005 North Carolina Superintendent of the Year award and the 2013 Virginia Superintendent of the Year honor. He has also been elected to the Executive Committee of the Governing Board of the American Association of School Administrators. The UNC-Greensboro School of Education awarded him the Outstanding Achievement Award and the UNC-Chapel Hill School of Education honored him with its Distinguished Leadership Award.

Dr. Merrill was a Morehead Scholar at UNC-Chapel Hill, earning a bachelor’s degree in secondary English. He earned his master’s degree in education administration from Appalachian State University and his doctorate from UNC-Greensboro.

Dr. Merrill will become the ninth superintendent of the Wake County Public School System since the merger of the city and county school systems in 1976.

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Contributed<br>
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
Contributed
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
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How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 1382 views | 0 0 comments | 6 6 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow
Merrill appointed Wake schools’ superintendent
Jun 19, 2013 | 793 views | 0 0 comments | 9 9 recommendations | email to a friend | print
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow

The Wake County Board of Education voted June 18 to appoint Dr. Jim Merrill as superintendent of the Wake County Public School System, effective Aug. 1.

Merrill, a former Wake County Associate Superintendent of Finance and Assistant Superintendent of Human Resources began his career in 1973 as an English teacher, spending a total of 16 years in Wake County. Merrill is currently Superintendent of the Virginia Beach City Public Schools, the third largest school division in Virginia.

“I am both excited and honored to be chosen as the next superintendent of the Wake County Public School System. This system has a legacy of high student achievement, a community that supports its schools, and is viewed as a leader in the state and the nation,” Merrill said. “We shall continue to herald our student successes and push each child to his or her next level of accomplishment.”

Board Chairman Keith Sutton said, “Dr. Merrill outlined an impressive program of growth for Wake County schools, and brings with him the skill set and institutional knowledge to lead the state’s largest public school district into a new era.”

Prior to his service in Virginia Beach, Dr. Merrill served six years as superintendent of the Alamance-Burlington School System.

Dr. Merrill has earned numerous accolades and awards, including the 2005 North Carolina Superintendent of the Year award and the 2013 Virginia Superintendent of the Year honor. He has also been elected to the Executive Committee of the Governing Board of the American Association of School Administrators. The UNC-Greensboro School of Education awarded him the Outstanding Achievement Award and the UNC-Chapel Hill School of Education honored him with its Distinguished Leadership Award.

Dr. Merrill was a Morehead Scholar at UNC-Chapel Hill, earning a bachelor’s degree in secondary English. He earned his master’s degree in education administration from Appalachian State University and his doctorate from UNC-Greensboro.

Dr. Merrill will become the ninth superintendent of the Wake County Public School System since the merger of the city and county school systems in 1976.

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Contributed<br>
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
Contributed
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
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download June 20, 2013
How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 1382 views | 0 0 comments | 6 6 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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No Comments Yet
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow
Merrill appointed Wake schools’ superintendent
Jun 19, 2013 | 793 views | 0 0 comments | 9 9 recommendations | email to a friend | print
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow

The Wake County Board of Education voted June 18 to appoint Dr. Jim Merrill as superintendent of the Wake County Public School System, effective Aug. 1.

Merrill, a former Wake County Associate Superintendent of Finance and Assistant Superintendent of Human Resources began his career in 1973 as an English teacher, spending a total of 16 years in Wake County. Merrill is currently Superintendent of the Virginia Beach City Public Schools, the third largest school division in Virginia.

“I am both excited and honored to be chosen as the next superintendent of the Wake County Public School System. This system has a legacy of high student achievement, a community that supports its schools, and is viewed as a leader in the state and the nation,” Merrill said. “We shall continue to herald our student successes and push each child to his or her next level of accomplishment.”

Board Chairman Keith Sutton said, “Dr. Merrill outlined an impressive program of growth for Wake County schools, and brings with him the skill set and institutional knowledge to lead the state’s largest public school district into a new era.”

Prior to his service in Virginia Beach, Dr. Merrill served six years as superintendent of the Alamance-Burlington School System.

Dr. Merrill has earned numerous accolades and awards, including the 2005 North Carolina Superintendent of the Year award and the 2013 Virginia Superintendent of the Year honor. He has also been elected to the Executive Committee of the Governing Board of the American Association of School Administrators. The UNC-Greensboro School of Education awarded him the Outstanding Achievement Award and the UNC-Chapel Hill School of Education honored him with its Distinguished Leadership Award.

Dr. Merrill was a Morehead Scholar at UNC-Chapel Hill, earning a bachelor’s degree in secondary English. He earned his master’s degree in education administration from Appalachian State University and his doctorate from UNC-Greensboro.

Dr. Merrill will become the ninth superintendent of the Wake County Public School System since the merger of the city and county school systems in 1976.

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Comments-icon Post a Comment
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Contributed<br>
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
Contributed
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
slideshow
download June 20, 2013
How to spot and prevent senior financial fraud
by Jim Miller
Jun 19, 2013 | 1382 views | 0 0 comments | 6 6 recommendations | email to a friend | print

Dear Savvy Senior,

Can you offer some tips on protecting seniors from financial scams? My neighbor’s elderly mother was recently swindled out of $10,000 and I want to make sure my own mother is protected.

Troubled Daughter

Dear Troubled,

Financial scams that target the elderly continue to be a big problem in the U.S. In fact, it’s estimated that some 5 million Americans over age 60 are scammed out of roughly 3 billion every year. Here are some tips that can help you spot a scam, and what you can do to protect your mom.

Scam Watching

Spotting a scam or a con artist is not always easy to do. They range from shady financial advisers to slick-talking telemarketers to professional caregivers and relatives who steal from the very people they’re supposed to be looking after.

The most common scams targeting seniors today come in the form of free-lunch seminars selling dubious financial products, tricky/high-pressure telemarketing calls, and endless junk mail peddling free vacation packages, sweepstakes, phony charity fundraisers and more. And, of course, there’s the ongoing problem of identity theft, Medicare fraud, door-to-door scams, credit card theft, and Internet and email scams.

The best way to spot a scam is to help your mom manage her finances, or at least monitor her accounts. Reviewing her financial statements each month can alert you to questionable checks, credit card charges or large withdrawals.

If, however, she doesn’t want you looking at her financial records, there are other clues. For example: Is she getting a lot of junk mail for contests, free trips, and sweepstakes? Is she receiving calls from strangers offering awards or moneymaking deals? Also notice if her spending habits have changed, if she has complained about being short of money lately, or has suddenly become secretive or defensive about her finances. All these may be signs of trouble.

Protect Your Parent

The most effective way to help protect your mom is to alert her to the different kind of scams out there. The easiest way to do this is by visiting the Financial Fraud Enforcement Task Force website (stopfraud.gov – click on “Protect Yourself”), where you can get a rundown on the different types of scams making the rounds these days. The Better Business Bureau Scam Stopper site at bbb.org/scam-stopper is another good resource.

If your mom doesn’t have access to a computer, print out the materials yourself and use them to start a conversation.

It’s also a good idea to keep close tabs on your mom’s social circle. Has she acquired any questionable new friends lately, or is she seeing anyone who’s giving her advice, financial or otherwise?

Some other tips to protect her include reminding her to never give out her Social Security number or financial information unless she initiated the contact and knows the institution.

Also, see if your mom would be willing to let you sort her mail before she opens it so you can weed out the junk. To reduce the junk mail and/or email she gets, use the Direct Marketing Association consumer opt-out service at dmachoice.org. And to stop credit card and insurance offers, use the Consumer Credit Reporting Industry opt-out service at optoutprescreen.com or call 888-567-8688 – they will ask for your mom’s Social Security number and date of birth.

Also, register your mom’s home and cell phone numbers on the National Do Not Call Registry (donotcall.gov, 888-382-1222) to reduce telemarketers. And help her get a free copy of her credit report at annualcreditreport.com to make sure she isn’t a victim of identity theft.

Report It

If you suspect your mom has gotten scammed report it to your state securities regulator’s office (see nasaa.org for contact information), or your state’s Adult Protective Services agency (call 800-677-1116 for contact information) that investigates reports of elderly financial abuse.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Comments
(0)
Comments-icon Post a Comment
No Comments Yet
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow
Merrill appointed Wake schools’ superintendent
Jun 19, 2013 | 793 views | 0 0 comments | 9 9 recommendations | email to a friend | print
Contributed<br>
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
Contributed
Dr. Jim Merrill was named superintendent of the Wake County Public School System, effective Aug. 1.
slideshow

The Wake County Board of Education voted June 18 to appoint Dr. Jim Merrill as superintendent of the Wake County Public School System, effective Aug. 1.

Merrill, a former Wake County Associate Superintendent of Finance and Assistant Superintendent of Human Resources began his career in 1973 as an English teacher, spending a total of 16 years in Wake County. Merrill is currently Superintendent of the Virginia Beach City Public Schools, the third largest school division in Virginia.

“I am both excited and honored to be chosen as the next superintendent of the Wake County Public School System. This system has a legacy of high student achievement, a community that supports its schools, and is viewed as a leader in the state and the nation,” Merrill said. “We shall continue to herald our student successes and push each child to his or her next level of accomplishment.”

Board Chairman Keith Sutton said, “Dr. Merrill outlined an impressive program of growth for Wake County schools, and brings with him the skill set and institutional knowledge to lead the state’s largest public school district into a new era.”

Prior to his service in Virginia Beach, Dr. Merrill served six years as superintendent of the Alamance-Burlington School System.

Dr. Merrill has earned numerous accolades and awards, including the 2005 North Carolina Superintendent of the Year award and the 2013 Virginia Superintendent of the Year honor. He has also been elected to the Executive Committee of the Governing Board of the American Association of School Administrators. The UNC-Greensboro School of Education awarded him the Outstanding Achievement Award and the UNC-Chapel Hill School of Education honored him with its Distinguished Leadership Award.

Dr. Merrill was a Morehead Scholar at UNC-Chapel Hill, earning a bachelor’s degree in secondary English. He earned his master’s degree in education administration from Appalachian State University and his doctorate from UNC-Greensboro.

Dr. Merrill will become the ninth superintendent of the Wake County Public School System since the merger of the city and county school systems in 1976.

Comments
(0)
Comments-icon Post a Comment
No Comments Yet
Contributed<br>
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
Contributed
Aspiring Eagle Scout from Troop 320 David Griffith poses for a photo with his brother, Maj. Samuel Griffith, in October 2011. Sam, an Eagle Scout, was killed in action in Afghanistan on Dec. 14, 2011.
slideshow